Holmdel, NJ Workers’ Compensation Lawyers
Seasoned Workers’ Compensation Lawyers Protect Clients’ Rights in Holmdel, NJ Work Accident Cases
Work injuries are handled differently than injuries sustained during your private time in New Jersey. You have the right to be protected from the financial pain caused by work accidents and illnesses while you’re working to make a profit for your employer. Because of this, the state workers’ compensation system gives financial benefits to injured workers in Holmdel and across New Jersey without the need to establish fault.
Workers’ compensation benefits are available whether you were injured in a construction accident or developed an illness from repetitive stresses in the office. The experienced labor lawyers at Rudnick, Addonizio, Pappa & Casazza PC are here to help you navigate the various challenges that can arise when you access your workers’ compensation benefits.
Despite their obligation, some employers are reluctant to cooperate when you make a claim for workers’ compensation. Sometimes, the workers’ compensation insurance company itself can deny or delay your benefits. Our lawyers have over 80 years’ combined experience working with clients to get the fair benefits they deserve after a work injury.
To get more information that is specifically tailored to your case, call or contact us online to schedule a free case review with our Holmdel workers’ compensation lawyers.
Your Right to Workers’ Compensation Benefits in Holmdel, NJ
Anyone who is classified as an employee—as opposed to an independent contractor—is eligible for workers’ compensation benefits in Holmdel. To qualify benefits, you must simply show:
- You were an employee,
- Your injury happened at work,
- Your injury wasn’t self-inflicted or caused by drug or alcohol use.
You remain entitled to workers’ compensation benefits even if you were actually responsible for causing the accident (in other words, workers’ compensation in New Jersey is a “no-fault” system). Your workers’ compensation benefits may include:
- Compensation for all medical expenses, including co-pays and deductibles that you might otherwise be required to pay using private insurance,
- Wage replacement benefits equal to a portion of your average weekly wages,
- Permanent disability benefits if you are permanently unable to return to work,
- Partial temporary disability benefits if you are able to return to work in some capacity, but are not well enough to perform as prior to the injury (so are earning a lower wage),
- Vocational rehabilitation benefits if necessary for you to return to a different type of job,
- Death benefits for the family of employees who die because of their work-related injury or illness.
Holmdel Injury Lawyers Advocate for Clients in All Aspects of the NJ Workers’ Compensation System
Workers’ compensation benefits are legally available to nearly every injured employee in New Jersey. Workers, however, often have trouble getting the fair benefits they deserve. Some of the common issues that we can help with include:
- Denials of your claim due to preexisting injury,
- Claims that the work accident occurred outside the workplace or outside the scope of your employment,
- Procedural problems, such as denials based on claims that you didn’t submit your claim within the time limits or seek medical care right away,
- The insurance company’s denial of your claim because you saw the wrong doctor or that the doctor prescribed unnecessary medical treatment,
- Failures to correctly calculate the amount of your wage replacement benefit,
- Lowball settlement offers,
- Illegal retaliation by your employer based on your workers’ compensation claim.
Many injured employees face challenges recovering their workers’ compensation benefits even though there is no need to prove fault. Employers are required to pay into the workers’ compensation system—and the insurance companies are required to pay benefits. Like any other form of insurance, the insurance company has a motivation to minimize their financial liability—meaning they also have an incentive to challenge claims.
At Rudnick, Addonizio, Pappa & Casazza PC, our lawyers help injured clients understand their rights and we leave the fight to make sure injured employees get the benefits they deserve.
Injured at Work? Call Our Trusted Holmdel Workers’ Compensation Lawyers for Help Today
Injured employees often worry that they will jeopardize their employment by claiming workers’ compensation benefits. Employers, however, are prohibited from retaliating or discriminating against employees who exercise their rights under the workers’ compensation system.
To schedule your free initial consultation to learn more about our firm and services, call our skilled Holmdel workers’ compensation lawyers or contact us online today.
About the Holmdel, NJ Area
Holmdel Township, known simply as Holmdel, was formed in 1857 and is comprised of pieces of Raritan Township (now known as Hazlet). Holmdel has a reputation for being a desirable place to live, with its close proximity to both the Jersey Shore and New York City among its selling points. The Bell Labs Holmdel Complex is home to more than 6,000 workers and is situated in a complex covering about 472 acres.
Frequently Asked Questions About Holmdel, NJ Workers’ Compensation Claims
Yes. Our lawyers conduct a full investigation to build a strong case that your occupational disease was caused by your work. That investigation involves consulting with doctors and experts. We also carefully analyze the duties that you were required to perform at work. The goal is to show that your work duties were a “material contributing factor” to your illness.
Yes. There is no requirement that you be unable to work in order to be eligible for workers’ compensation benefits. If you are earning the same wage that you did prior to the accident, you will not be eligible for wage replacement benefits. However, all of your medical expenses related to your work injury will continue to be covered by workers’ compensation. If you’ve lost the use of certain bodily functions permanently, you may be entitled to compensation for permanent partial disability even if that loss does not prevent you from working.
No. You can almost never sue your employer in lieu of receiving workers’ compensation benefits even if your employer was negligent and caused your accident. The system is designed to protect employees and employers alike. You can only sue your employer if the employer intentionally caused your injury (one example of this would be assault). In some cases, a lawsuit-like remedy is available if your employer or the insurance company denies your workers’ compensation benefits.