Monmouth, Middlesex, and Ocean County Workers’ Comp Lawyers Help with Temporary Disability Benefits in New Jersey
Although Workers’ Compensation benefits are available to all working New Jersey residents who qualify, actually obtaining compensation can be a difficult endeavor. Right after a work-related injury, you might be able to collect temporary disability benefits so you have a source of income while you recover. Unfortunately, your claim may be denied and Workers’ Compensation laws may be too complicated to understand without professional legal help.
That’s why the New Jersey lawyers at Rudnick, Addonizio, Pappa & Casazza PC dedicate their practice to helping hard-working people, like you, get the compensation they deserve. With more than 80 years of combined legal experience and numerous awards and accommodations, our firm has helped countless individuals get the money they need.
With offices in East Brunswick and Hazlet, New Jersey, our lawyers serve clients in and around Ocean, Middlesex, and Monmouth counties and the Bayshore Area. Our lawyers offer free initial consultations, so do not hesitate to make an appointment.
How Workers’ Compensation and Disability Benefits Operate in NJ
Workers’ Compensation insurance is called “no fault” because, with very few exceptions, employees with workplace injuries or illnesses can receive benefits regardless of who was responsible. However, in return for accepting the plan’s benefits, the employee agrees not to sue the employer for any related pain, suffering or other damages.
Temporary Disability Benefits
If you are out of work for more than seven days, you might qualify for temporary disability benefits under your employer’s Workers’ Compensation insurance.
For disabilities from work-related injuries or illnesses that occurred in 2015, the benefit is 70 percent of your average weekly wage, with a maximum weekly benefit rate of $855 and a minimum weekly benefit rate of $228. Temporary disability benefits are payable for up to 450 weeks, but they may be continued beyond that if you can show that you are still unable to earn wages. Continued benefits are known as permanent disability benefits.
Do I Qualify for Workers’ Comp Temporary Disability Benefits?
To receive temporary disability benefits, you must prove your injury or illness occurred because of, or in the course of, your employment. If you were injured at work, you most likely qualify. Examples include:
- Falling off scaffolding
- Cutting your hand on a knife
- Being struck by a falling object
- Being involved in a car crash while running a delivery
The situations are endless. Most work-related accidents occur in the construction, sports, trucking, landscaping, farming and fishing industries, as well as other positions that require activity and manual labor. However, a job-related accident can happen anywhere – an office, a restaurant, a hair salon and many more locations.
Common Problems Encountered by Qualified Applicants for NJ Temporary Disability Benefits
Even though Workers’ Compensation benefits are available to all working New Jersey residents who qualify, you may find there are pitfalls when it comes to actually obtaining what you deserve. For example:
- You may be challenged to prove that your injury was directly related to your work.
- Your employer may claim you engaged in reckless behavior.
- A doctor hired by your employer’s insurance company may give an opinion that your disability isn’t serious at all.
- Your supervisor may try to talk you out of filing a claim or threaten to fire you if you do.
- You may be incorrectly classified as an independent contractor.
Let a lawyer at Rudnick, Addonizio, Pappa & Casazza defend you if you run into problems with your employer, their insurance company, a doctor or the Workers’ Compensation Board.
What if My Injury is Not Work-Related?
Temporary disability insurance benefits from the State of New Jersey provide monetary compensation when you are temporarily unable to work because of an accident or illness that is NOT work-related, or because of pregnancy. To file a claim for TDI Benefits you must complete Form DS-1, available on the New Jersey Department of Labor’s website, or available through your employer or union. You have 30 days from the first day of your disability to file the form. If your claim is received late, you will have to show good cause why it was not filed timely; otherwise, your TDI Benefits can be reduced or denied.
The law firm of Rudnick, Addonizio, Pappa & Casazza has handled disability and Workers’ Compensation cases for countless clients over the years – our lawyers can walk you through even the most complex workers’ comp claims and appeals processes. One of our skilled attorneys can also assist you with a denied Workers’ Compensation claim if your situation applies.
Speak with an Experienced Temporary Disability Benefits Lawyer in Hazlet, NJ Today
The rules and regulations governing temporary disability benefits in New Jersey are numerous and complicated. Getting legal help is essential. The lawyers at Rudnick, Addonizio, Pappa & Casazza have years of experience handling Workers’ Compensation claims and appeals to help get injured workers the benefits they deserve Call an attorney today at 888-657-8883 to schedule your free consult, or fill out a contact form online.
From our Hazlet and East Brunswick offices, we serve clients in and around Hazlet, Middletown, Keyport, Union Beach, Holmdel, Red Bank, Monroe, Rumson, Asbury Park, Highlands, Atlantic Highlands, Leonardo, Sea Bright, and Monmouth Beach.